By purchasing any product, program, course, digital resource, membership, or service offered by Tracy Phipps LLC ("Company," "we," "us," or "our"), you acknowledge that you have read, understood, and agreed to the following Terms & Conditions.
PLEASE READ THESE TERMS CAREFULLY BEFORE PURCHASING. ALL SALES ARE FINAL, AND WE DO NOT OFFER VOLUNTARY REFUNDS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT COMPLETE YOUR PURCHASE.
01All Sales Final — No Refund Policy
Due to the digital nature of our products and the immediate access provided upon purchase, ALL SALES ARE FINAL.
We do not offer voluntary refunds, returns, exchanges, or cancellations after purchase.
This policy applies to all digital products, courses, programs, trainings, downloadable materials, templates, digital tools, and memberships purchased through our checkout pages.
Refunds will not be granted based on:
- Change of mind or buyer's remorse.
- Failure to use, access, download, or complete the purchased product.
- Lack of time, motivation, participation, or commitment.
- Dissatisfaction with personal progress or business results.
- Failure to achieve expected income, sales, or other outcomes.
- Purchasing a product that does not meet personal preferences or expectations that were not expressly guaranteed.
- Purchasing a duplicate product or purchasing a product by mistake.
- Failure to read the product description, included materials, access requirements, or these Terms & Conditions.
By completing your purchase, you expressly acknowledge and agree that your purchase is final and that you are not entitled to a discretionary refund for any of the reasons listed above.
Nothing in this policy limits any refund, cancellation, or other consumer rights that cannot lawfully be waived.
02Digital Product Delivery & Access
Our products are primarily digital and may be delivered through email, online platforms, course portals, community platforms, downloadable links, or third-party services.
By purchasing, you acknowledge that:
- Access may be provided immediately following successful payment.
- You are responsible for providing an accurate email address and following all access instructions.
- You are responsible for maintaining compatible devices, software, and internet access.
- Failure to access or use a product does not automatically qualify you for a refund.
- Temporary technical difficulties do not automatically qualify you for a refund.
If you experience a legitimate delivery or access issue, you agree to contact us so we have a reasonable opportunity to resolve the issue, without limiting any rights provided by applicable law.
03No Guarantee Of Results Or Income
Our products and educational materials are provided for informational, educational, and personal or business development purposes.
We make no guarantees regarding income, sales, business growth, financial success, personal transformation, or any specific result.
Any examples, testimonials, case studies, or earnings statements are provided for illustrative purposes and are not promises or guarantees of your future results.
Your results depend on numerous factors, including your individual circumstances, skills, decisions, effort, implementation, market conditions, and other factors outside our control.
By purchasing, you acknowledge that you are solely responsible for your actions, implementation, and results.
04Personal Responsibility
You understand that purchasing a product does not guarantee success or replace the need for your own effort, judgment, and consistent action.
You accept responsibility for determining whether a product is appropriate for your needs before purchasing.
We are not responsible for your failure to implement the information provided or for outcomes resulting from your personal or business decisions.
05Intellectual Property & Usage Rights
Unless expressly stated otherwise in the specific product description or accompanying license, all content, materials, videos, recordings, trainings, workbooks, templates, frameworks, and other resources remain the intellectual property of their respective owners.
Your purchase grants you a limited, nonexclusive, nontransferable license to access and use the purchased materials for your own permitted purposes.
You may not reproduce, redistribute, resell, share, sublicense, or commercially exploit protected materials without express written authorization.
Products that specifically include private label rights (PLR), master resale rights (MRR), white-label rights, affiliate rights, or other commercial licenses are governed by their respective product-specific licensing agreements.
Unauthorized distribution or use may result in termination of access and appropriate legal action.
06Community Access & Conduct
Certain purchases may include access to private communities, group discussions, coaching environments, or third-party membership platforms.
Access is subject to the applicable community rules and standards.
We reserve the right to suspend or terminate community participation for harassment, abusive conduct, threats, unauthorized solicitation, intellectual property violations, or other material violations of community rules.
Removal from a community due to a material violation of its rules does not automatically entitle the purchaser to a refund, subject to applicable law.
Unless explicitly included in the product description, purchases do not include private coaching, individualized business advice, or guaranteed personal access to the creator or instructors.
07Product Updates, Content & Availability
We may periodically update, improve, reorganize, or expand our products and educational materials.
Additional content, bonuses, features, or future updates are included only when expressly stated in the applicable product description.
We reserve the right to discontinue future sales or make reasonable changes to product delivery, provided that we honor the material access and delivery commitments made at the time of purchase.
Any advertised lifetime access is subject to the specific product's stated access terms and does not necessarily mean perpetual operation of a particular third-party platform.
08Payment Authorization & Disputes
By completing your purchase, you authorize the applicable payment processor to charge your selected payment method for the amount displayed at checkout.
You agree to review the product description, price, and purchase terms before submitting payment.
If you believe a charge was made in error or experience a delivery issue, please contact us promptly so we can investigate and attempt to resolve the concern.
We reserve the right to provide payment processors and financial institutions with relevant transaction records, including purchase confirmations, access records, and acceptance of these Terms, when responding to payment disputes.
Nothing in these Terms prevents you from exercising lawful chargeback or billing-dispute rights.
09Third-party Platforms
Certain products may require access through third-party platforms, including but not limited to course-hosting services, community platforms, checkout providers, or digital delivery systems.
We are not responsible for temporary disruptions or technical issues caused by third-party providers outside our reasonable control.
Where necessary, we may provide alternative delivery methods to fulfill our purchase commitments.
10Limitation Of Liability
To the fullest extent permitted by applicable law, we are not liable for indirect, incidental, special, or consequential damages arising from the use or inability to use our products.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.
11Contact & Support
For questions regarding product access, delivery, or these Terms & Conditions, please contact:
Tracy Phipps
Email: tracy@tracyphipps.com
12Acceptance Of Terms
By checking the agreement box at checkout and completing your purchase, you expressly acknowledge and agree that:
- You have read and understood these Terms & Conditions.
- You understand that you are purchasing a digital product or digitally delivered offering.
- You understand that digital access may be provided immediately after payment.
- You acknowledge that ALL SALES ARE FINAL AND NO VOLUNTARY REFUNDS, RETURNS, OR EXCHANGES ARE OFFERED.
- You understand that no specific income, business, or personal results are guaranteed.
- You agree to comply with applicable licensing and community rules.
- You voluntarily agree to these Terms & Conditions as a condition of purchase.
IF YOU DO NOT AGREE TO THESE TERMS, DO NOT PURCHASE.